Looking for Big Loans with
Low Interest Rate?

Personal Loans at Fixed Rates from 5.95% APR to 12.99% APR
(with AutoPay)

find my rate

Call us for a Free Consultation at


Checking your rate will not affect your credit score.

Easy & Secure

secure & confidential

Get Money in 1

...hour. Or even faster!

Up to $100k

in cash or a wired transfer!

Up to 3 YRS

36 months of low rates


no bank visit required!

Pay off Credit Cards or
Invest in a Major Purchase

Are you paying more than 10% of interest on your credit cards? Our low interest rates will help you save thousands of dollars in payments. With the lowest rates and a fixed monthly payment, you can pay off high interest debt, like credit cards, or make a major purchase. It only takes minutes to apply.

Stunning Repayment Flexibility
for Your Loan

Paying off your personal loans gets easy within our online dashboard.

  • Choose your preferred monthly payment

  • Increase your payment amount anytime

  • Make extra or early payments without fees

  • No fees, hidden or otherwise

WHY LoanOffer is the Smartest Choice?

Serious Savings

Borrow from $5k-$100k at fixed rates that start at 5.95% APR (with AutoPay)

No Fees. No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Easy Experience

Simple online application and access to live customer support 7 days a week.

Community Benefits

If you lose your job, we’ll temporarily pause your payments and even assist you in finding a new job!

Invest in
Your Career

Pay Off Credit
Card Debt

Take Care of
Medical Expenses

Cover Your
Moving Expenses

Invest in Home

Consolidate Other
High Interest Loans

Personal Loan Comparison

Here’s how LoanOffer Personal Loans compare

APR range:
  • Fixed Rates
    5.95% – 12.99%
  • Variable Rates
    4.80% – 11.40%
    (with AutoPay)5
  • Fees
    No Fees
  • Term
    3, 5, or 7 years
  • Amount
    $5,000 – $100,000
  • Unemployment Protection 4
Lending Club
APR range:
  • 5.99 – 35.96%
  • Fees
    1 – 5% Origination Fee
  • Term
    3 or 5 years
  • Amount
    $1,000 – $40,000
  • Unemployment Protection 4
Personal Loan
APR range:
  • 6.99 – 29.99%
  • Fees
    No Fees
  • Term
    3, 4, 5, 6, or 7 years
  • Amount
    $2,500 – $30,000
  • Unemployment Protection 4
Credit Cards
APR range:
  • 11.96 – 22.56%
  • Fees
    3% Balance Transfer Fee
  • Term
  • Amount
  • Unemployment Protection 4

Fast application.
Fast process. So easy.

Apply for a decision in minutes.

  • Find Your Rate

    Get pre-approved online with no fees and no long-term obligations

  • Select Your Loan & Apply

    Choose the loan that fits you and complete your application.

  • Put your e-signature in
    and receive your money

    Sign your documents and funds will be immediately wired to your account.

How We Help People

With serious savings, a seamless online application, and unique community benefits, our members have a lot to say about our loans!

This has quite possibly been the best experience that I've had—easy application process, great rates, and great customer service.

Jane Stephens

New York

My LoanOffer personal loan will save me thousands of dollars in interest. The application process was fast and effortless.

Christopher Campbell


I know I’m making progress and LoanOffer has given me the freedom to invest that money in other assets.

Adam Devine


As opposed to credit cards' variable rates - our loans have a fixed interest rate. This means on funding day 1 you'll know your exact monthly payment schedule for the term of the loan!

As opposed to credit cards’ variable rates – our loans have a fixed interest rate. This means on funding day 1 you’ll know your exact monthly payment schedule for the term of the loan!

Welcome to our wonderful world. We sincerely hope that each and every user entering our website will find exactly what he/she is looking for. With advanced features of activating account and new login widgets, you will definitely have a great experience of using our web page.

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See what LoanOffer Can Offer
You in 2 Minutes

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Still Have Some Questions Left?
Call us for a Free Consultation at 855-456-7634